How to Accept Credit Cards at Your Dispensary Without Getting Shut Down
How to Accept Credit Cards at Your Dispensary Without Getting Shut Down
There is currently no direct Visa or Mastercard option for dispensaries through standard merchant accounts. Some dispensaries get away with temporary workarounds (e.g. mislabeling their MCC code or using offshore ISOs), but these are unstable and often illegal. MOTAPAY fixes that with a simple, legal workaround that feels just like using a normal card processor — but keeps you protected.
Step 1: Customer Buys a MOTAPAY Gift Card
Customers purchase a pre-loaded physical gift card in-store using a credit or debit card. They follow the instructions on how to import the gift card tokens off the card and onto their phone. Physical gift cards are reloadable as well so customers can top up online before they come in.
Step 2: They Spend It at Your Store
You check customers out through our POS system that allows you to accept MOTAPAY as payment.
Step 3: You Redeem MOTAPAY
You redeem your MOTAPAY digital gift card tokens through a normal ecommerce checkout flow and receive USDC within 24 hours. No more waiting days for processing companies to settle on your money.
Why It Works
MOTAPAY is not a bank. It’s a non-custodial, closed loop digital gift card system that is designed with patent pending technology specifically for “high-risk” industries. The days of being stuck in the stone age of cash is over.
Ready to Start Accepting Cards?
Get started today and give your customers the payment experience they expect — without the risk.