Accept REAL Credit Card Payments at Your High Risk Business

The first compliant gift card payment system built for "high risk" merchants. Patent-pending technology. Blockchain-verified. No compliance risk.

Become an Authorized Retailer

Patent Pending • MP Labs LLC

Three Steps to Card Payments

A simple, compliant path to credit card payments.

1

Customer Buys a Gift Card

Customer pays with their credit or debit card at the POS. Card activates instantly.

2

Customer Pays at Checkout

Cashier scans the gift card with the POS at checkout. Customer enters their PIN derived from our patent pending technology. Payment verifies on the blockchain in seconds.

3

You Get Settled

Exchange your NUGS tokens for USDC directly to your wallet. No bank holds, no processing delays. Your money, on your terms.

High Risk Merchants are Cash or Cashless ATM only. That's a Problem.

Banks and traditional payment processors refuse to serve high risk merchants due to federal regulations. That leaves high risk merchants stuck with cash or predatory processors that offer non-compliant workarounds — creating security and compliance risks, limiting sales, and frustrating customers.

MOTAPAY solves this with a patent-pending gift card system that lets your customers pay with the credit cards already in their wallets. No workarounds. No compliance risk. Just card payments that work.

The Numbers Speak

71%
of customers prefer card payments
30%
average sales lift with card acceptance
$200,000/day
potential fines for cashless ATM non-compliance
$0
compliance risk with MOTAPAY
2
patents pending
$950,000
actual Visa fine levied against a high risk processor in 2025.

Built Different From Everything Else

Not a cashless ATM. Not a workaround. A new category of payment infrastructure.

💳

Actual Credit Card Acceptance

Customers pay with Visa, Mastercard, Amex — any credit or debit card. Not a non-compliant workaround that can bring up to $200,000 a day in potential fines.

🛡️

Zero Compliance Risk

Gift card purchases are legal retail transactions.

⛓️

Blockchain-Verified

Every NUGS token is backed by USDC on-chain. Smart contracts enforce mathematical honesty — the system can't be manipulated or inflated.

🔒

Patent-Protected Technology

Two patents filed to ensure that our authorized retailers are the only merchants that can use this new payment infrastructure.

Ready to Accept Card Payments?

Join the first high risk merchants to accept credit cards compliantly. Setup takes less than a week.

Become an Authorized Retailer